You Guide to a New Life in Spain 🇬🇧→🇪🇸

At Dream Horizons, we are dedicated to helping British citizens navigate the exciting yet often complex journey of moving to Spain.

Advice for British expats looking to work, retire or live in Spain

Whether you’re planning to retiring under the sun, relocating for a better work-life balance, or exploring investment opportunities, our mission is to provide accurate, up-to-date, and expert-backed information to make your transition to this wonderful country smooth and successful. 

After Brexit, moving to Spain is more difficult – but not impossible…

With the recent Brexit laws changing the landscape for UK expats, the process of moving to Spain has become more regulated and damn confusing.  

From visa applications and residency permits to property buying, healthcare, pensions, and cost of living, Dream Horizons is your one-stop resource for reliable and well-researched guidance. 

Insights from Our Experts

Whether it’s Brexit-related visa rules, tax obligations, or Spanish mortgage regulations, our content is based on verified sources and official guidelines. 

Can You Buy Property in Spain Without a Spanish Bank Account?

The short answer is yes. It is entirely possible to buy property in Spain without having a Spanish bank account, particularly during the early …
Sarah Collins

Setting Up a Spanish Bank Account: The Bit No One Warned You About

What You Usually Need to Open a Spanish Bank Account When Buying a House While requirements vary between banks, most British buyers will typically …
Sarah Collins

Moving Your Money: The Bit That Looks Simple (Until It Isn’t)

There’s a moment most people hit somewhere between “offer accepted” and “right, this is actually happening” where the question lands: How do we actually …
Sarah Collins

How to Work Remotely from Spain After Brexit: Legal, Tax and Visa Realities

For many people planning a move to Spain, the idea of continuing to work remotely for a UK company or UK clients feels like …
Sarah Collins

How to Choose and Enrol Your Children in Schools in Spain as a British Expat

If you are moving to Spain with children, schooling is one of those topics that tends to get parked until late in the process. …
Sarah Collins

What Happens to Your UK Pension If You Move to Spain Mid-Year

It’s a common question, and one that rarely gets a straight answer. You’ve packed up your life in the UK, moved to Spain in …
Sarah Collins

Choosing where to live in Spain starts with one ordinary Tuesday

Wake up early, open the window, listen for traffic, dogs, scooters, whatever your nerves can handle. Make coffee. Try to book an appointment online …
Sarah Collins

UK pensions in Spain, 2025: the version that actually helps

Start with the only question that matters: will you count as Spanish tax resident for the calendar year. If yes, Spain wants the whole …
Sarah Collins

How the UK–Spain Double Taxation Agreement Works

ou don’t want to pay tax twice. Nobody does. That’s the whole point of this agreement — to stop the UK and Spain both …
Sarah Collins

Life Insurance in Spain: What British Buyers Need to Know (Especially If You’re Getting a Mortgage)

No one tells you this until you’re halfway through the mortgage paperwork, but a lot of Spanish banks will make life insurance part of …
Sarah Collins

Spanish Mortgages for British Buyers: Current Rates and Rules

Let’s start with the obvious — yes, you can get a mortgage in Spain as a British citizen. No, it’s not exactly easy. And …
Sarah Collins

Common Pitfalls When Buying Property in Spain (and How to Avoid Them)

If I had a euro for every Brit who said “It’s probably fine” two weeks before calling a lawyer in a panic, I’d have …
Sarah Collins

Spanish Property Taxes: What Brits Need to Know

Buying your dream place in Spain? Good. Now let’s talk about the bit that no one dreams about: the taxes. Spain has a very… …
Sarah Collins

The Role of Spanish Notaries and Lawyers in Property Transactions

If you’re buying property in Spain as a British buyer, sooner or later, two figures will enter your world: the notario and the abogado. …
Sarah Collins

Renting in Spain as a British Expat: What You Really Need to Know Before You Sign

If you’re a British expat renting in Spain for the first time, pause before you grab that pen. From slippery contract terms to missing …
Sarah Collins

Buying vs. Renting Property in Spain: What Expats Should Know (Before Losing Their Minds or Their Deposits)

The moment it hits you isn’t when you book the flight. It’s when you stare at some crumbly old villa on Idealista and think, …
Sarah Collins

Healthcare in Spain: How to Register and What’s Covered

Whether you’ve just landed in Spain or you’ve been bouncing between empadronamiento appointments and NIE renewals, one thing’s for certain — you’ll need healthcare. …
Sarah Collins

Understanding NIE Numbers: What, Why, and How (Without Losing Your Mind in a Fluorescent Office Somewhere in Spain)

They say the first step to becoming an expat in Spain is falling in love with a plate of jamón. The second? Getting your …
Sarah Collins

Buying Property in Spain: A Comprehensive Guide for British Expats (2025) 🇬🇧 

So, can Brits still buy in Spain? Yeah. Brexit didn’t change that. But stuff around it? That’s different.  So if you’re looking to buy, …
Sarah Collins

Spanish Healthcare System for British Expats: A Complete Guide (2025) 🇬🇧

Spain? Top-tier healthcare. No debate. Public hospitals, private clinics, fast emergency services—it’s all here.  But Brexit changed the game. UK citizens don’t automatically get …
Sarah Collins

The Ultimate Guide to Spanish Visas & Long-Term Residency for British Expats 🇬🇧 

Since Brexit, British citizens are no longer EU nationals. That means if you want to live, work, or retire in Spain for more than …
Sarah Collins

Buying vs. Renting Property in Spain: What is Best for British Expats?

Thinking about buying a home in Spain? Or would renting be the smarter move?  On the surface, buying seems like the obvious choice. Affordable …
Sarah Collins

5 Best Places to Retire in Spain (Compared)

Thinking about retiring in Spain?  Makes sense. More sun, less stress, cheaper living, and no more grey UK winters.  Even after Brexit, Spain is …
Sarah Collins

Moving to Spain Post-Brexit: The Ultimate Guide for British Expats

Interested in moving to Spain from the UK? Brexit made things trickier, not impossible. Thousands of Brits are still making the move every year, …
Sarah Collins
From my very first consultation with Distant Horizons, I felt a relieved and understood. I’ve learned so much I didn’t know about the process of moving to Spain as a remote worker. Without their information and advice, I never would have taken the leap!
Lianne Hobbes

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